Choose “Pay with HSA/FSA” at Checkout
When you’re ready to buy, select the “Pay with HSA/FSA” option at checkout.
How it works
STEP 1
STEP 2
UseYour HSA or FSA Card
Enter your HSA/FSA card details just like a regular payment method to complete your order.
STEP 3
Save& Get an Itemized Receipt
After purchase, you’ll receive an itemized receipt — perfect for your records or reimbursement. In many cases, no Letter of Medical Necessity (LMN) is required for eligible products.*
*Check product eligibility details below.
Shop HSA/FSA eligible products
Here are some of the health-supporting products you can use HSA/FSA funds on at Step2Health:
FAQs — Your HSA/FSA Questions Answered
What counts as an eligible purchase?
Items that qualify typically support health maintenance,diagnosis, or monitoring. Check the product details on this page or reach out to your plan administrator for clarification.
Do I need a Letter of Medical Necessity (LMN)?
For many of our always-eligible products above, no LMN is required — meaning you can use your card at checkout without extra paperwork.
Can I still get reimbursed if my card won’t process?
Yes. If your HSA/FSA card doesn’t work directly at checkout, you can use another payment method and submit your itemized receipt to your plan for reimbursement.
What if my card is declined?
Declines can happen if your account doesn’t have enough funds or if the product requires a Letter of Medical Necessity under your plan. Double-check your card details and available balance.
Do Step2Health partners support HSA/FSA?
We support key payment partners that enable HSA/FSA card acceptance at checkout. If a product doesn’t work directly with your card, you can still use your receipt for reimbursement.